Quick Answer: What Is The Deductible For Federal Blue Cross Blue Shield?

Does Blue Cross Blue Shield have a deductible?

A deductible is the amount you pay each calendar year for most covered services before Blue Shield begins to pay.

Specific services, such as preventive care, are covered 100% before you reach the calendar-year deductible if you see a provider in your network..

What does it mean when you have a $1000 deductible?

A higher deductible means a reduced cost in your insurance premium. For example, say your policy has a line of $5,000 in coverage. A low deductible of $500 means your insurance company is covering you for $4,500. A higher deductible of $1,000 means your company would then be covering you for only $4,000.

Does Federal Blue Cross cover dental?

Blue Cross and Blue Shield Federal Employee Program (FEP) Introduces Innovative Benefits While Expanding Access for Members. … In 2018, FEP will continue to offer comprehensive benefits—including medical, dental and vision—while adding advanced features that help empower members to achieve better health.

What is FEP Blue Focus Plan?

Under FEP Blue Focus, services for mental health and substance use disorder range from inpatient hospital/facility treatment to outpatient professional care. FEP Blue Focus members must use Preferred providers.

What does FEP stand for?

FEPFluorinated Ethylene Propylene Miscellaneous » Plastics — and more…FEPFront End Processor Governmental » Military — and more…FEPFluent English Proficient Business » Occupation & PositionsFEPFranklin Electronic Publishers Business » NYSE SymbolsFEPFront-End Processor Governmental » NASA20 more rows

Does federal BCBS pay for gym memberships?

As part of my Blue Cross/Blue Shield health coverage, I get reimbursed $150/year for gym membership fees as part of the Healthy Benefits Program (this is the link for MA). You can also get reimbursed for some weight loss programs like weight watchers as well.

What is Blue Cross and Blue Shield Service Benefit Plan FEP blue focus?

Coverage starts January 2019 Introducing FEP Blue Focus, designed with federal employees like you in mind—easy to use, one of the lowest premiums and low copays for your everyday healthcare needs. All backed by the strength and security of Blue Cross and Blue Shield.

Does Blue Cross Blue Shield Federal cover chiropractic?

Each plan will also cover acupuncture and chiropractic care, urgent care centers and accidental injuries. All changes will take effect Jan. 1, 2019. Federal employees, retirees and their families will make their healthcare coverage decisions during Open Season, which runs from Nov.

What is BCBS federal plan?

Today the Blue Cross and Blue Shield (BCBS) Government-wide Service Benefit Plan, also known as the Federal Employee Program® (FEP), announced 2017 benefits for federal workers and retirees in the Federal Employees Health Benefits (FEHB) Program.

Is it better to have a copay or deductible?

Copays are a fixed fee you pay when you receive covered care like an office visit or pick up prescription drugs. A deductible is the amount of money you must pay out-of-pocket toward covered benefits before your health insurance company starts paying. In most cases your copay will not go toward your deductible.

Does Blue Cross Blue Shield federal pay for gym memberships?

Blue Cross Blue Shield does reimburse some members for their gym membership and some group fitness classes like yoga, pilates, spin, and more. The total reimbursement amount can be up to $150-200 per year.